Fractional CFO Services in Downtown Toronto — Strategic Support for Growing Businesses
Need expert financial strategy but not ready for a full-time CFO? Get on-demand support from a local CPA who understands Toronto’s business landscape.
Serving business owners across Queen West, King Street, and Toronto’s core
When Bookkeeping Isn’t Enough
You're scaling but don't have clarity on cash flow
Investors want forecasts you’re not confident in
You're making gut-based decisions without financial insight
Your accountant gives you reports — not strategy
You’re spending too much time in spreadsheets instead of leading
Don’t wait until cash gets tight or you miss a growth opportunity.
How I Can Help You
Trusted Fractional CFO Services for Small Business Owners in Downtown Toronto
I started this practice to offer small business owners something better — not just bookkeeping, but real financial clarity and strategic support.
After years in corporate finance and traditional accounting roles, I saw how many entrepreneurs were left making high-stakes decisions with low-visibility into their numbers. That’s why I now work as a Fractional CFO — helping small business owners in downtown Toronto stay focused, make informed decisions, and plan confidently for growth.
Today, I work alongside clients who want more than spreadsheets. They want guidance they can trust, answers without jargon, and a financial partner who helps them see the big picture.
If you’re ready for clarity, strategy, and peace of mind — I’d love to help.
Feeling stuck or unsure about your financial decisions?
I help businesses in downtown Toronto:
Get clarity on cash flow and runway
Make confident, data-backed decisions
Plan for growth — without hiring full-time
With over a decade supporting Toronto-based founders, I bring the insights of a CFO — only when you need it.
Don’t just take our word for it — hear from our clients.
“Working with Ali is like having a CFO on speed dial. We finally feel in control of our business finances.”
“Ali helped us stop guessing and start planning. Every session brought clarity we didn’t know we needed.”
“We thought we needed a full-time CFO. This is better — and actually fits our budget.”
“No jargon, no fluff. Just clear insights and support that helps us move forward.”
Strategic Finance Without the Full-Time Salary
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Cash flow Forecasting & Scenario Planning
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Budgeting & Cost Control
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Financial Dashboards & KPIs
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Support with Fundraising, Banking, and Investor Decks
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Quarterly or Monthly Meetings to Review Strategy
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Integration with your Existing Accountant or Bookkeeper
Track Record Highlights
Reduced monthly burn rate by $85,000 for a Toronto-based creative agency by streamlining operations, consolidating vendor contracts, and eliminating redundant subscriptions — stabilizing cash flow in under 3 months.
Managed financial operations for a multi-entity group with over $45M in combined annual revenue, implementing shared services across finance, HR, and IT — resulting in a 19% reduction in overhead.
Guided a $6.2M acquisition from end-to-end: leading due diligence, financial modeling, and integration. EBITDA improved by 30% within 12 months post-acquisition.
Oversaw restructuring for a $12M hospitality group, preserving profitability while navigating downsizing, renegotiating 3 major leases, and avoiding staff cuts in high-performing units.
Designed and implemented an ERP system across 3 business units, cutting close time from 25 to 6 days and improving reporting accuracy by 40%.
Improved working capital by $500K through AP and AR workflow redesign, enhanced billing cadence, and expense controls.
Helped a founder prepare for exit, delivering 3-year financial forecasts, normalized EBITDA analysis, and a full data room — contributing to a successful 8-figure sale.
Secured a $2.5M credit facility for a high-growth SaaS startup through bank-ready cash forecasting and scenario analysis.
Designed an FP&A framework for a $25M marketing group, linking departmental KPIs to monthly financials, resulting in clearer accountability and a 22% margin increase within 6 months.
Built board reporting packages for a mid-market tech firm that improved stakeholder confidence and helped secure Series B funding of $9.5M.
Centralized procurement for a group of 8 NPOs, increasing group buying power and reducing annual spend by $180K.
Ran cost-benefit analysis on office real estate portfolio, leading to a hybrid work transition and $1.1M in annual lease savings.
Why Work With a Local CPA?
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CPA
On-the-ground insight into the realities of doing business in Toronto.
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Client-Focused
A relationship-first approach that puts your vision at the centre.
Frequently Asked Questions
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A Fractional CFO is a part-time financial expert who helps you understand your numbers, improve cash flow, and make confident decisions — without the cost of a full-time hire.
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Bookkeepers track transactions. Accountants file taxes. A Fractional CFO helps you use your financial data — to forecast, plan, and grow your business strategically.
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I work with small business owners in downtown Toronto across industries like consulting, retail, services, and e-commerce — anyone who wants more clarity and control over their finances.
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Typical support includes cash flow planning, financial reporting, pricing analysis, budgeting, and being a sounding board for business decisions — all tailored to your needs.
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Not at all. Many clients come to me mid-chaos. I’ll meet you where you are and help build a financial system that works for your business.
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That depends on the level of support you need — some clients prefer bi-weekly check-ins, others monthly. We’ll set a cadence that fits your pace and goals.
3 Easy Steps - Getting Started Is Simple
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Book a Discovery Call
We’ll get to know your business, answer your questions, and see if we’re the right fit. Even if you’re unsure what you need, we’ll figure it out together.
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After Our Consultation
We'll provide a tailored quote based on your needs. We'll also outline the scope of work, timeline, and deliverables.
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Trusted Partner
We’re here as your year-round partner—handling your accounting and tax needs so you can focus on what you do best.